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Grandparent Earning From HomePam was referred to Clann by a financial counselor from her local welfare organisation, who she had consulted for help with budgeting. The counselor said to her that she had “budgeted very well” and her financial issues resulted simply from insufficient income. Simply put: Pam is now 60 years old but she does not have enough money to make ends meet despite her best efforts to live frugally. She spent most of her life raising her five children while her husband John provided for the family by driving a truck. When the children left home, John was [...]

Earning from Home while HomeschoolingMelissa learned about Clann's Family Care Model from a friend of hers who recommended our early learning resources for her home-schooled daughters. When we met Melissa at Clann, she was excited that she had found a “one stop solution” to the problems she had been facing as a home-schooler for a long time.She had been experiencing a lack of engaging resources, an inability to work, declining self-esteem and isolation. Both of Melissa's daughters are home schooled. Thirteen year old Chelsea refused to go school because of  bullying and seven year old Bella was, as Melissa described [...]

Customised Child MindingPuja' and her husband Junaid came toAustralia three years ago.When we met Puja at Clann, she spoke about how hard it has been working to pay rent as well as afford all the normal living expenses, while at the same time trying to save for a house deposit. Puja works at a service station, and Junaid drives a taxi. They both work irregular hours, working mostly nights, weekends and during holiday times. Puja worries that her working arrangementswill not be sustainable when she and Junaid start a family which they would like to do soon.  She tells us at Clann [...]

A childminding business at homeMaddie is a 19 year old single mother barely surviving on Centrelink payments.She wants to work but doesn't have any qualifications or experience as she only completed Year 12. Maddie dreams of earning an income that will allow for a comfortable living but she's undecided as to whether she would rather be an employee or own a business. Not long ago Maddie started an apprenticeship in tiling because she liked the fact that it generated an income while learning. However she quit after only a week as she found that she does not want to be [...]

The cost of Child Care and how it influences our return to workToday I wanted to share Belinda's story. Belinda and her partner who is a trades person  recently had a baby daughter. Belinda is considering returning to work to help family finances but she discovered that it makes little if any financial sense for her because of the high cost of childcare. Belinda would also prefer to stay at home with her daughter but it would be difficult for her and her partner to manage their mortgage and provide for their daughter on a single income. Belinda used to [...]